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Altman Z-score predicts business bankruptcy risk using financial ratios: Z = 1.2X1 + 1.4X2 + 3.3X3 + 0.6X4 + 1.0X5.

ଷ୍ଟେପ୍-ଷ୍ଟେପ୍ ଗାଇଡ୍ |

  1. 1Input five financial variables from balance sheet/income
  2. 2Calculate weighted Z-score
  3. 3Interpret: <1.8 bankruptcy risk, 1.8-3.0 gray zone, >3.0 safe

ସମାଧାନ ହୋଇଥିବା ଉଦାହରଣ

ଇନପୁଟ୍
Strong profitable company
ଫଳ
Z ≈ 4.0 (safe)
Low bankruptcy risk

ଏଡ଼ାଇବା ଯୋଗ୍ୟ ସାଧାରଣ ଭୁଲ

  • Using outdated financial data
  • Applying to non-manufacturing (modified formula needed)

ବାରମ୍ବାର ଜିଜ୍ଞାସା

Is Z-score accurate?

70-80% accurate first 2 years before bankruptcy; less reliable beyond.

ସେଟିଂ