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Yield to maturity (YTM) is discount rate equating bond price to present value of all future cash flows: the investor's return if held to maturity.

ଷ୍ଟେପ୍-ଷ୍ଟେପ୍ ଗାଇଡ୍ |

  1. 1Input bond price, coupon, par, maturity
  2. 2Solve discount rate equation iteratively
  3. 3Results show YTM percentage

ସମାଧାନ ହୋଇଥିବା ଉଦାହରଣ

ଇନପୁଟ୍
Bond trading $95 (par $100), 5% coupon, 10 years to maturity
ଫଳ
YTM ≈ 5.42% (higher than coupon due to discount)
Requires iteration

ଏଡ଼ାଇବା ଯୋଗ୍ୟ ସାଧାରଣ ଭୁଲ

  • Confusing YTM with current yield
  • Assuming YTM static (changes with market prices)

ବାରମ୍ବାର ଜିଜ୍ଞାସା

Is YTM guaranteed?

No, assumes hold to maturity and reinvest coupons at YTM rate.

ସେଟିଂ