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Real return (inflation-adjusted) shows investment gains after accounting for inflation's erosion of purchasing power. It's always lower than nominal return during inflationary periods.

ସୂତ୍ର

Real return = ((1 + nominal return) / (1 + inflation)) - 1

ଷ୍ଟେପ୍-ଷ୍ଟେପ୍ ଗାଇଡ୍ |

1Enter nominal return and inflation rate
2Apply the real return formula
3Result shows true purchasing power gain

ସମାଧାନ ହୋଇଥିବା ଉଦାହରଣ

ଇନପୁଟ୍

Nominal: 8%, Inflation: 3%

ଫଳ

Real return ≈ 4.85%

1.08 / 1.03 - 1

ଏଡ଼ାଇବା ଯୋଗ୍ୟ ସାଧାରଣ ଭୁଲ

✕Simply subtracting inflation from return
✕Using CPI incorrectly for personal inflation

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