learn.howToCalculate
learn.whatIsHeading
A retirement savings calculator projects whether your current savings rate will provide enough income in retirement. It combines compound growth of existing savings, future contributions, and estimates post-retirement income needs.
ଷ୍ଟେପ୍-ଷ୍ଟେପ୍ ଗାଇଡ୍ |
- 1Project current savings forward at expected return rate
- 2Add future contributions compounded to retirement date
- 3At retirement, apply the 4% withdrawal rule to estimate sustainable annual income
- 44% rule: withdraw 4% of the portfolio in year 1, then adjust for inflation annually
ସମାଧାନ ହୋଇଥିବା ଉଦାହରଣ
ଇନପୁଟ୍
$100k saved at 35, saving $1k/month, retire at 65, 7% return
ଫଳ
~$1.5M at retirement
4% rule → $60k/year income
ଇନପୁଟ୍
$0 saved at 25, $500/month, 7% return, retire at 65
ଫଳ
~$1.3M
Starting young matters more than amount
learn.ctaText
ଏହାକୁ ନିଜେ ଚେଷ୍ଟା କରନ୍ତୁ →