learn.howToCalculate
learn.whatIsHeading
Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.
Przewodnik krok po kroku
- 1Input all debts with balances and rates
- 2Order by interest rate (highest first)
- 3Calculate payoff timeline and total interest
Rozwiązane przykłady
Wejście
Credit card 18%, student loan 4%, car 5%
Wynik
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant
Częste błędy do unikania
- ✕Not accounting for minimum payments
- ✕Neglecting new charges during payoff
Często zadawane pytania
Vs. snowball method?
Avalanche saves most money; snowball provides psychological wins (small balances first).
Gotowy do obliczeń? Wypróbuj darmowy kalkulator Debt Avalanche
Spróbuj sam →