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Effective tax rate is total tax paid divided by total income, showing the true percentage of income paid as tax. It differs from marginal rate which applies only to the next dollar earned.

Wzór

Effective rate = Total tax / Total income

Przewodnik krok po kroku

  1. 1Calculate tax owed based on tax brackets and income
  2. 2Divide total tax by total income
  3. 3Result is the actual average percentage rate

Rozwiązane przykłady

Wejście
Income: $80k, Tax: $12k
Wynik
Effective rate: 15%
vs marginal rate applied to top bracket

Częste błędy do unikania

  • Confusing effective with marginal rate
  • Not accounting for all income sources

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