learn.howToCalculate
learn.whatIsHeading
Monte Carlo retirement planner simulates thousands of market scenarios to estimate success probability of retirement plan.
Przewodnik krok po kroku
- 1Input retirement needs, portfolio size, asset allocation, inflation
- 2Simulate 1000+ random market scenarios
- 3Calculate percentage where funds last
Rozwiązane przykłady
Wejście
Portfolio $1M, 4% withdrawal, 60/40 allocation
Wynik
90% success rate (95% success with 3% withdrawal)
Industry standard approach
Częste błędy do unikania
- ✕Using average returns (ignores sequence risk)
- ✕Neglecting inflation adjustments
Często zadawane pytania
What success rate is adequate?
Academic consensus: 90-95% for 30-year retirement.
Gotowy do obliczeń? Wypróbuj darmowy kalkulator Monte Carlo Retirement
Spróbuj sam →