Loyalty Points Calculator
Current Points
Value per Point ($)
Target Reward Value ($, optional)
✓Points Value
A loyalty points calculator shows the cash value of accumulated points and how many more are needed to reach a target reward. Value per point varies from 0.3p to 2p+ between programmes.
- 1Value = Points × Value per point
- 2Points needed = Target value / Value per point
- 3Watch expiry dates — unused points expire in many schemes
- 4Compare value per point before choosing a loyalty programme
60,000 Avios at ~1p/Avios=Value ≈ £600 — worth 2 return short-haul flights
| Programme | Approx value/point |
|---|---|
| Avios (British Airways) | ~1p/Avios (flights) |
| Nectar (Sainsbury's) | 0.5p/point |
| Tesco Clubcard | 1p (3× in rewards) |
| Amex Membership Rewards | ~1–2p transferred |
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