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Calculates monthly interest payments, total interest, and amortization schedules for loans and savings.
Fórmula
Monthly Interest = Principal * (Annual Rate / 12 / 100)
Guia passo a passo
- 1Enter the principal amount and annual interest rate
- 2Input the loan term in months
- 3Calculate monthly payment and total interest paid
Exemplos resolvidos
Entrada
$200,000 at 4% APR for 360 months
Resultado
$954.83 monthly payment, $143,739 total interest
30-year mortgage example
Erros comuns a evitar
- ✕Using annual rate without dividing by 12
- ✕Confusing simple and compound interest
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