Cum se calculează Future Value of Annuity
Ce este Future Value of Annuity?
The future value of an annuity is the total value at a future date of a series of equal periodic payments invested at a fixed rate. Used to project retirement account balances, savings plan outcomes, and investment portfolio growth.
Ghid pas cu pas
- 1FV (ordinary annuity) = PMT × ((1+r)^n − 1) / r
- 2FV (annuity due, paid at start) = FV ordinary × (1+r)
- 3PMT = payment per period, r = periodic rate, n = number of periods
- 4Payments at the beginning of each period (annuity due) earn one extra period of interest
Exemple rezolvate
Intrare
$500/month at 7%/year for 30 years
Rezultat
$566,765
Only $180,000 contributed
Intrare
$1,000/month at 8%/year for 20 years
Rezultat
$589,020
Invested $240,000, gained $349k
Ești gata să calculezi? Încercați calculatorul gratuit Future Value of Annuity
Încercați singur →