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Cum se calculează Car Lease vs Buy

Ce este Car Lease vs Buy?

A car lease vs buy calculator compares the total financial cost of leasing a new vehicle against purchasing it outright or with finance. It helps drivers make an objective decision based on monthly cost, total cost, and usage patterns.

Ghid pas cu pas

  1. 1Lease cost: monthly payments × lease term + initial payment + excess mileage charges + no asset at end
  2. 2Buy cost: purchase price + finance interest − resale value at equivalent period
  3. 3Compare total out-of-pocket cost, not just monthly payment

Exemple rezolvate

Intrare
£400/month lease 3yr vs £15k finance at 6% APR, £8k residual
Rezultat
Lease: £14,400 · Buy: £12,800 net
Buying wins if residual is good

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