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Cum se calculează Dollar Cost Averaging

Ce este Dollar Cost Averaging?

Dollar-cost averaging invests a fixed amount regularly, reducing the impact of market volatility. By buying more shares when prices are low and fewer when high, it lowers the average cost per share.

Formulă

Average cost per share = Total invested / Total shares acquired

Ghid pas cu pas

  1. 1Enter investment amount, time period, and price history
  2. 2Calculate shares purchased each period at current price
  3. 3Sum total spent and shares to find average cost

Exemple rezolvate

Intrare
Monthly: $500, Prices: $50, $40, $60
Rezultat
Avg cost ≈ $49.17/share
vs simple average of $50

Greșeli frecvente de evitat

  • Confusing with buying a lump sum at average price
  • Ignoring fees and slippage

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