Cum se calculează Periodic Interest Rate
Ce este Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Ghid pas cu pas
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Exemple rezolvate
Intrare
6% annual · monthly compounding
Rezultat
Periodic rate = 6% / 12 = 0.5% per month
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