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Financial

Home Equity Calculator

Equity, LTV and borrowing power

Home Equity Calculator

Home Value ($)
Mortgage Owed ($)
Annual Appreciation (%)

Home equity is the portion of your property you truly own — the difference between its current market value and the outstanding mortgage balance. It builds over time as you pay down the loan and as the property appreciates.

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Tip: Every extra mortgage payment directly increases your equity dollar for dollar.

Fun Fact

US homeowners collectively hold over $30 trillion in home equity — the largest store of household wealth in America.

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