A home maintenance budget calculator estimates annual upkeep costs using the 1% rule (budget 1% of home value per year for maintenance). A $400,000 home should budget $4,000/year for repairs and maintenance. High-maintenance items include roof ($8,000–$25,000), HVAC ($5,000–$10,000), and water heater ($800–$1,500).
Difficulty:beginner
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