Car Depreciation Calculator
Purchase Price ($)
Years
Car depreciation is the loss in vehicle value over time — typically the largest hidden cost of ownership. New cars lose 15–25% in year one and ~50% of value in 3 years.
- 1Declining balance: value × (1 − rate) each year
- 2Straight-line: equal loss each year
- 3Low mileage and good condition slow depreciation
- 4EVs may depreciate faster due to battery concerns
$30k car, 20% annual depreciation=Year 1: $24k; Year 3: $15.4k; Year 5: $9.8k
| Year | Value remaining |
|---|---|
| 1 | $24,000 (80%) |
| 2 | $19,200 (64%) |
| 3 | $15,360 (51%) |
| 5 | $12,300 (41%) |
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