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A car affordability calculator determines the maximum car price you can afford based on your income, desired monthly payment, down payment, and loan terms. It prevents overextending on a vehicle purchase.
Steg-för-steg-guide
- 1Set a target monthly payment (ideally ≤15% of take-home pay)
- 2Work backward from payment to find maximum loan amount
- 3Add down payment and trade-in to get maximum purchase price
- 4Subtract taxes and fees to get the target vehicle price
Lösta exempel
Ingång
$60,000 income · 15% rule
Resultat
Max car price ≈ $9,000 (cash) or $36,000 (financing)
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