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Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.

Steg-för-steg-guide

  1. 1Input all debts with balances and rates
  2. 2Order by interest rate (highest first)
  3. 3Calculate payoff timeline and total interest

Lösta exempel

Ingång
Credit card 18%, student loan 4%, car 5%
Resultat
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant

Vanliga misstag att undvika

  • Not accounting for minimum payments
  • Neglecting new charges during payoff

Vanliga frågor

Vs. snowball method?

Avalanche saves most money; snowball provides psychological wins (small balances first).

Redo att beräkna? Prova den kostnadsfria Debt Avalanche-kalkylatorn

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