Jinsi ya kukokotoa Debt Avalanche
Debt Avalanche ni nini?
Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.
Mwongozo wa Hatua kwa Hatua
- 1Input all debts with balances and rates
- 2Order by interest rate (highest first)
- 3Calculate payoff timeline and total interest
Mifano Iliyotatuliwa
Ingizo
Credit card 18%, student loan 4%, car 5%
Matokeo
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant
Makosa ya Kawaida ya Kuepuka
- ✕Not accounting for minimum payments
- ✕Neglecting new charges during payoff
Maswali yanayoulizwa mara kwa mara
Vs. snowball method?
Avalanche saves most money; snowball provides psychological wins (small balances first).
Je, uko tayari kukokotoa? Jaribu Kikokotoo kisicholipishwa cha Debt Avalanche
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