Jinsi ya kukokotoa Insurance

Insurance ni nini?

A life insurance needs calculator determines the appropriate death benefit based on income replacement, outstanding debts, mortgage balance, and dependents' future expenses. A common rule is 10–15× annual income; the DIME method (Debt + Income × years until retirement + Mortgage + Education costs) provides a more precise estimate.

Mwongozo wa Hatua kwa Hatua

1. 1Provide necessary inputs
2. 2Review calculations

Mifano Iliyotatuliwa

Makosa ya Kawaida ya Kuepuka

• ✕Measurement errors
• ✕Wrong assumptions

Maswali yanayoulizwa mara kwa mara