A car lease vs buy calculator compares the total financial cost of leasing a new vehicle against purchasing it outright or with finance. It helps drivers make an objective decision based on monthly cost, total cost, and usage patterns.
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Pro Tip
Always calculate the "cost per mile" for leasing. If your mileage exceeds the lease allowance, excess charges (often 10–30p/mile) can make leasing very expensive.
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Did You Know?
Leasing is most cost-effective for vehicles that depreciate slowly (e.g., EVs with strong residuals) and for business users who can reclaim VAT on lease payments.
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