Lease vs. Buy Calculator
Buy
Car Price ($)
Down ($)
Rate (%)
Term (mo)
Lease
Monthly ($)
Due at Signing ($)
Term (mo)
Leasing and buying a car both get you transportation, but have very different financial profiles. Leasing offers lower monthly payments but no ownership; buying costs more monthly but builds equity in the vehicle.
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Pro Tip
Leasing makes sense if you change cars every 3 years and stay under mileage limits. Buying wins if you keep cars 7+ years.
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