Paano Kalkulahin si Debt Avalanche
Ano ang Debt Avalanche?
Avalanche method pays debt with highest interest rate first (mathematically optimal) while minimum-paying others.
Step-by-Step na Gabay
- 1Input all debts with balances and rates
- 2Order by interest rate (highest first)
- 3Calculate payoff timeline and total interest
Mga Nalutas na Halimbawa
Input
Credit card 18%, student loan 4%, car 5%
Resulta
Pay credit card first, saves ~$3,000 vs. snowball method
Interest savings significant
Mga Karaniwang Mali na Dapat Iwasan
- ✕Not accounting for minimum payments
- ✕Neglecting new charges during payoff
Mga madalas itanong
Vs. snowball method?
Avalanche saves most money; snowball provides psychological wins (small balances first).
Handa nang kalkulahin? Subukan ang libreng Debt Avalanche Calculator
Subukan ito sa iyong sarili →