Paano Kalkulahin si DRIP

Ano ang DRIP?

A Dividend Reinvestment Plan (DRIP) automatically reinvests dividend payments to purchase more shares, generating compounding growth. Even modest dividends reinvested over decades can dramatically increase portfolio size.

Pormula

FV = P × (1 + r/n)^(nt) with dividends reinvested at each payment

FV: Future Value ($)
P: Initial Principal ($)
r: Annual Dividend Yield (%)

Step-by-Step na Gabay

1Dividends received = Shares × (Price × Yield)
2New shares purchased = Dividends ÷ Current price
3Next period: more shares earn more dividends
4Stock price appreciation adds further to total return

Mga Nalutas na Halimbawa

Input

100 shares at $50, 3% yield, 5% growth, 20 years

Resulta

Approximately 265 shares worth ~$167 each = $44,000+

Mga madalas itanong

What is a DRIP?

A Dividend Reinvestment Plan automatically uses dividend payments to buy more shares. This creates a compounding effect that can dramatically amplify returns over decades.

Are there tax implications?

Yes. In taxable accounts, dividends are taxed yearly. In tax-advantaged accounts (IRA, 401k), dividends compound tax-free until withdrawal.

Which stocks offer DRIPs?

Many dividend-paying stocks and mutual funds offer DRIPs. Your broker can typically set this up automatically at no charge.

Handa nang kalkulahin? Subukan ang libreng DRIP Calculator

Subukan ito sa iyong sarili →