Paano Kalkulahin si Net Worth
Ano ang Net Worth?
Net worth is the total value of everything you own (assets) minus everything you owe (liabilities). It is the most comprehensive snapshot of personal or business financial health at a single point in time.
Step-by-Step na Gabay
- 1List all assets: cash, investments, property, vehicles, valuables
- 2List all liabilities: mortgages, loans, credit card balances, taxes owed
- 3Sum each category separately
- 4Net worth = Total assets − Total liabilities
Mga Nalutas na Halimbawa
Input
Assets $350,000 · Liabilities $180,000
Resulta
$170,000 net worth
Positive net worth — assets exceed debts
Input
Assets $80,000 · Liabilities $95,000
Resulta
−$15,000 net worth
Negative net worth — common early in career