Paano Kalkulahin si Periodic Interest Rate
Ano ang Periodic Interest Rate?
The periodic interest rate is the interest rate applied per compounding period (day, month, quarter). It converts the annual rate to the rate used in payment calculations. Monthly rate = Annual rate / 12.
Step-by-Step na Gabay
- 1Monthly rate = Annual rate / 12
- 2Daily rate = Annual rate / 365 (or 360 for some loans)
- 3Quarterly rate = Annual rate / 4
- 4EAR = (1 + periodic rate)^periods − 1
Mga Nalutas na Halimbawa
Input
6% annual · monthly compounding
Resulta
Periodic rate = 6% / 12 = 0.5% per month
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