Wealth Building Calculator
Annual Income ($)
Savings Rate (%)
Annual Investment Return (%)
Years
A wealth building calculator projects net worth growth from consistent saving and investing. Compound interest causes exponential growth — time in market is the most powerful variable.
- 1Monthly balance = Previous × (1 + rate/12) + contribution
- 27% annual return is a common long-run assumption
- 3Higher savings rate dramatically accelerates wealth
- 4Tax-advantaged accounts (ISA, 401k) amplify growth
$1,000/month, 7% return, 30 years=Total invested $360k; Value ~$1.22M
| Monthly investment | End value |
|---|---|
| $300 | $365k |
| $500 | $608k |
| $1,000 | $1.22M |
| $2,000 | $2.43M |
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