How does the P M I Calculator work?

PMI cost typically 0.5-1.5% of loan annually Then: Monthly PMI = loan amount × annual % ÷ 12 Then: Refinance to remove when equity ≥ 20% (or 22% for automatic removal) Then: Costs thousands over loan life.

Can you give an example of how to use the P M I Calculator?

Example: Input Loan $160k, price $200k gives a result of PMI required.

Is the P M I Calculator free to use?

Yes — completely free with no registration, download, or subscription required. All calculations happen instantly in your browser.

How accurate is the P M I Calculator?

Our P M I Calculator uses verified mathematical formulas and is accurate to multiple decimal places. Results are calculated in real-time using the same methods used by professionals.

Finans

P M I Calculator

PMI (Private Mortgage Insurance)

Loan Amount

PMI Rate (%)

Calculates private mortgage insurance costs for down payments <20%, showing when to refinance.

Symbol	Name	Unit	Description
PMI	loan amount × annual % ÷ 12	—	loan amount × annual % ÷ 12

Difficulty:beginner

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Did You Know?

PMI costs $40,000-60,000 over 30 years on $200k mortgage with 10% down.

References

›PMI Calculator

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P M I Calculator

PMI (Private Mortgage Insurance)

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