Question 1

What is a Pension Gap Calculator?

Accepted Answer

A pension gap calculator compares your projected retirement pot to your target, showing the monthly extra contribution needed to close the shortfall.

Question 2

How does the Pension Gap Calculator work?

Accepted Answer

Target = Annual income × 25 (4% rule) Then: Project current pot: FV = PV × (1+r)^n Then: Gap = Target − Projected Then: Monthly top-up uses future value annuity formula.

Question 3

Can you give an example of how to use the Pension Gap Calculator?

Accepted Answer

Example: Input Current £60k, target £600k, 25yr, 5% growth gives a result of Projected £203k; Gap £397k; need ~£700/mo extra.

Question 4

Is the Pension Gap Calculator free to use?

Accepted Answer

Yes — completely free with no registration, download, or subscription required. All calculations happen instantly in your browser.

Question 5

How accurate is the Pension Gap Calculator?

Accepted Answer

Our Pension Gap Calculator uses verified mathematical formulas and is accurate to multiple decimal places. Results are calculated in real-time using the same methods used by professionals.

Pension Gap Calculator

Pension Gap Calculator

What is Pension Gap Calculator?

How to Use Pension Gap Calculator

Example Pension Gap Calculator

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