Student Loan Calculator

Federal: fixed rates, income-based repayment, forgiveness programs. Private: variable rates, credit-based, more expensive.

Payment capped at discretionary income %. Plans: PAYE (10% income), IBR (10-15%), SAVE (5-10% discretionary).

Yes, up to $2,500/year federal deduction. PSLF: 10 years forgiveness for public service jobs (federal only).