Financial
Annuity vs Lump Sum Calculator
Compare the present value of a lifetime annuity versus a pension lump sum
When offered a pension payout, a lump sum gives all money upfront to invest, while an annuity provides guaranteed lifetime income.
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Tip: Consider a partial annuity - convert enough to cover fixed expenses, invest the rest for flexibility and growth.
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Fun Fact
For every year past average life expectancy you live, an annuity becomes significantly more valuable than an invested lump sum.
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