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金融财务

贷款计算器

贷款和抵押贷款计算器

货币
$
%
年
$

可选月额外还款

变量说明

M= monthly paymentP= principal (loan amount)r= monthly interest rate (annual ÷ 12)n= total payments

Monthly payment

Equal fixed payment that fully repays the loan.

…

Convert annual rate

Convert annual rate to monthly for the formula.

…

Total cost and interest

Total amount paid over the loan life.

Total paid
…
Total interest
…

Remaining balance

Loan balance after k payments.

…
仅供参考。此工具不构成财务建议。在做出投资或财务决策之前,请咨询合格的财务顾问。
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Mathematically verified
Reviewed October 2026
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