如何计算Auto Loan
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Auto loans use the standard amortisation formula. Monthly payment = P × r(1+r)^n / ((1+r)^n − 1). Longer terms lower monthly payments but increase total interest significantly.
公式
M = P × r(1+r)^n / ((1+r)^n − 1)
- M
- P × r(1+r)^n / ((1+r)^n − 1) — P × r(1+r)^n / ((1+r)^n − 1)
- P
- P value — Variable used in the calculation
分步指南
- 1M = P × r(1+r)^n / ((1+r)^n − 1)
- 2Total interest = (M × n) − P
例题解析
输入
£15,000 at 7.9% for 48 months
结果
£364/month · £2,472 total interest
常见问题
What is Auto Loan?
Auto loans use the standard amortisation formula. Monthly payment = P × r(1+r)^n / ((1+r)^n − 1)
How accurate is the Auto Loan calculator?
The calculator uses the standard published formula for auto loan. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.
What units does the Auto Loan calculator use?
This calculator works with inches. You can enter values in the units shown — the calculator handles all conversions internally.
What formula does the Auto Loan calculator use?
The core formula is: M = P × r(1+r)^n / ((1+r)^n − 1). Each step in the calculation is shown so you can verify the result manually.