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如何计算General Loans

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A general loan calculator computes monthly payment, total repayment, and total interest for any standard amortising loan.

公式

Monthly payment = P × r / (1−(1+r)^−n)
P
principal; r = monthly rate (APR/12); n = months — principal; r = monthly rate (APR/12); n = months

分步指南

  1. 1Monthly payment = P × r / (1−(1+r)^−n)
  2. 2P = principal; r = monthly rate (APR/12); n = months
  3. 3Total repayment = Monthly payment × n
  4. 4Total interest = Total repayment − Principal

例题解析

输入
$20,000, 8% APR, 5 years
结果
Monthly = $405.53; Total = $24,332; Interest = $4,332

常见问题

What is General Loan?

A general loan calculator computes monthly payment, total repayment, and total interest for any standard amortising loan. Use this calculator for accurate, instant results.

How accurate is the General Loan calculator?

The calculator uses the standard published formula for general loan. Results are accurate to the precision of the inputs you provide. For financial, medical, or legal decisions, always verify with a qualified professional.

What units does the General Loan calculator use?

This calculator works with inches. You can enter values in the units shown — the calculator handles all conversions internally.

What formula does the General Loan calculator use?

The core formula is: Monthly payment = P × r / (1−(1+r)^−n). Each step in the calculation is shown so you can verify the result manually.

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