如何计算Required Minimum Distribution
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Calculates required minimum distributions from retirement accounts based on age and account balance.
公式
RMD = Account Balance / Life Expectancy Factor (IRS table)
分步指南
- 1Enter retirement account balance
- 2Input your age
- 3Calculate required annual distribution
例题解析
输入
Account $500,000, age 72
结果
RMD ≈ $18,385
IRS RMD requirement at 72 years
常见错误注意事项
- ✕Using wrong IRS life expectancy tables
- ✕Confusing inherited vs own retirement account rules
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