Freelance Rate Calculator
Billable vs total time
A freelance rate calculator helps self-employed workers set a sustainable hourly or daily rate that covers business expenses, tax, time off, and desired take-home income. Most freelancers significantly undercharge because they forget to account for non-billable time.
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Tip: Never compete on price as a freelancer — it's a race to the bottom. Compete on expertise, specialisation, and the value you deliver.
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Fun Fact
Research suggests only 50–70% of a freelancer's working time is directly billable. If you work 8 hours but only 5 are billable, you must charge 60% more per hour than you might think.
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