Financial
Financial Independence Calculator
Calculate your FIRE number and years to financial independence
Financial independence means having enough invested assets to cover living expenses indefinitely without working. The 25x rule suggests accumulating 25x annual expenses, then withdrawing 4%/year.
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Tip: Every dollar permanently cut from annual expenses reduces your FI number by $25 - lifestyle frugality is the most powerful lever.
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Fun Fact
The FIRE movement was popularised by Your Money or Your Life (1992) and Pete Adeney’s Mr. Money Mustache blog.
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