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Jinsi ya kukokotoa Car Lease vs Buy

Car Lease vs Buy ni nini?

A car lease vs buy calculator compares the total financial cost of leasing a new vehicle against purchasing it outright or with finance. It helps drivers make an objective decision based on monthly cost, total cost, and usage patterns.

Mwongozo wa Hatua kwa Hatua

  1. 1Lease cost: monthly payments × lease term + initial payment + excess mileage charges + no asset at end
  2. 2Buy cost: purchase price + finance interest − resale value at equivalent period
  3. 3Compare total out-of-pocket cost, not just monthly payment

Mifano Iliyotatuliwa

Ingizo
£400/month lease 3yr vs £15k finance at 6% APR, £8k residual
Matokeo
Lease: £14,400 · Buy: £12,800 net
Buying wins if residual is good

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