Loan & Mortgage Calculator
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years
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A simple loan calculator computes monthly payments and total interest for a standard installment loan (mortgage, auto loan, personal loan). It uses the standard amortization formula where equal monthly payments cover both principal and interest.
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Pro Tip
Round up your monthly payment. Adding even $50–$100/month to a mortgage can shave years off the term and save thousands in interest with no formal refinancing required.
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Did You Know?
In a typical 30-year mortgage, you pay more in interest than you borrowed during the first 18 years. You don't owe more in principal than interest until about month 225 (year 18.75).
References
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