DRIP ஐ எப்படி கணக்கிடுவது

DRIP என்றால் என்ன?

A Dividend Reinvestment Plan (DRIP) automatically reinvests dividend payments to purchase more shares, generating compounding growth. Even modest dividends reinvested over decades can dramatically increase portfolio size.

சூத்திரம்

FV = P × (1 + r/n)^(nt) with dividends reinvested at each payment

FV: Future Value ($)
P: Initial Principal ($)
r: Annual Dividend Yield (%)

படிப்படியான வழிகாட்டி

1Dividends received = Shares × (Price × Yield)
2New shares purchased = Dividends ÷ Current price
3Next period: more shares earn more dividends
4Stock price appreciation adds further to total return

தீர்க்கப்பட்ட எடுத்துக்காட்டுகள்

உள்ளீடு

100 shares at $50, 3% yield, 5% growth, 20 years

முடிவு

Approximately 265 shares worth ~$167 each = $44,000+

அடிக்கடி கேட்கப்படும் கேள்விகள்

What is a DRIP?

A Dividend Reinvestment Plan automatically uses dividend payments to buy more shares. This creates a compounding effect that can dramatically amplify returns over decades.

Are there tax implications?

Yes. In taxable accounts, dividends are taxed yearly. In tax-advantaged accounts (IRA, 401k), dividends compound tax-free until withdrawal.

Which stocks offer DRIPs?

Many dividend-paying stocks and mutual funds offer DRIPs. Your broker can typically set this up automatically at no charge.

கணக்கிடத் தயாரா? இலவச DRIP கால்குலேட்டரை முயற்சிக்கவும்

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