PayPal charges fees on commercial transactions (Goods & Services) but not on personal payments between friends and family in the same country. Understanding the fee structure helps sellers set correct prices to receive the exact amount they want, or buyers understand what the seller actually receives.
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Pro Tip
Never send personal payments disguised as Goods & Services payments — PayPal may permanently limit your account. Conversely, if you are a buyer using G&S for a legitimate purchase, you gain PayPal Buyer Protection.
References
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